Ambrosia — Privacy-first budgeting app for families & teams
4 min read
Ambrosia helps families, couples, and small teams take control of money with template-driven, project-based budgeting that respects privacy and avoids bank connections.
Why Ambrosia exists
- Privacy-first: your data stays yours (Google Drive storage option; no bank connections required).
- Project-based budgets: set scoped budgets for projects (monthly plan, vacation, tax foundation) and enforce hierarchical consistency.
- Shared Spaces: invite collaborators to manage household or team finances without sharing credentials.
- Templates & automation: get started quickly with recommended templates, allocations, and rollovers.
Key benefits
- Protect long-term goals with automated savings and clear allocations.
- Eliminate guessing—use historical transactions to size budgets and buffers.
- Coordinate shared finances without losing personal autonomy.
How Ambrosia works (short walkthrough)
- Create a Space (Personal, Family, or Team).
- Add Wallets for storage (paycheck wallet, emergency wallet, shared household wallet).
- Create a Project (e.g., "Monthly Plan") and add Categories & Sub-categories with budgets.
- Track transactions and transfers, and use insights & alerts to avoid overspending.
Use cases
- Busy parents: adapt frameworks like 50/30/20 to real life (see: 50/30/20 for Busy Parents).
- New households: set and share monthly budgets to coordinate bills and savings.
- Freelancers & small teams: track project budgets and tax foundations (see: Expense Tracking: Identify Essentials vs Discretionary).
Templates & resources
- Starter templates: Monthly Plan, Vacation Project, Emergency Fund, Tax Foundation.
- Guides: Budgeting Basics: How to Plan a Monthly Budget and step-by-step checklists.
Comparison & trust
- No bank connections: minimal permissions and clearer mental models.
- Google Drive integration for private backups and portability.
FAQ
- Q: Is Ambrosia a bank? A: No. Ambrosia is a budgeting tool for tracking and organizing money; it doesn't hold funds.
- Q: Can I import my transaction history? A: Yes. We offer a flexible CSV import tool that lets you map data from bank statements or other apps to get started quickly.
- Q: Does Ambrosia connect to my bank automatically? A: No. Ambrosia focuses on privacy and doesn't support automatic bank connections.
- Q: Can I share budgets with family members? A: Yes. Create Shared Spaces and invite collaborators; access is managed through your Google Drive sharing settings.
- Q: Is my financial data safe with Ambrosia? A: Yes. Your data is stored in your Google Drive account and Ambrosia doesn't have access to your financial records.
See also
- Budgeting Basics: How to Plan a Monthly Budget
- 50/30/20 for Busy Parents: A Practical Version
- Expense Tracking: Identify Essentials vs Discretionary
Ready to get started? Visit the product page or try Ambrosia and protect your privacy while building better budgets.